I think we consider too much the good luck of the early bird and not enough the bad luck of the early worm.

Source: Franklin D. Roosevelt to Henry M. Heymann (December 2, 1919), quoted in Alfred B. Rollins, Jr., Roosevelt and Howe (Knopf: 1962), page: 153.

All of us have bad luck and good luck. The man who persists through the bad luck — who keeps right on going — is the man who is there when the good luck comes and is ready to receive it.

I find that the harder I work, the more luck I seem to have.

Source: Coleman Cox, in Listen to this (1922). Original Quote: I am a great believer in luck. The harder I work, the more of it I seem to have. Note: Sometimes misattributed to Thomas Jefferson, Stephen Leacock, or Samuel Goldwyn, but no authentic source for this attribution is yet found.

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Shallow men believe in luck or in circumstance. Strong men believe in cause and effect.

Source: Ralph Waldo Emerson, The Conduct of Life (1860) Complete Quote: Shallow men believe in luck, believe in circumstances: It was somebody’s name, or he happened to be there at the time, or, it was so then, and another day it would have been otherwise. Strong men believe in cause and effect.